Innovations & Technologies
CloudCredit.Digital – the future of digital lending
Automated loan issuance
CloudBank.Credit processes applications instantly, reducing approval time from days to minutes
AI-powered borrower assessment
The system uses artificial intelligence for deep credit analytics, minimizing risk
Flexible integratios
The platform seamlessly integrates with financial institutions to create seamless digital lending solutions.
Fourth-generation Core Banking System
CloudBank is a fourth-generation banking system designed to meet the needs of financial services companies that require high flexibility, scalability and deep automation. Integration with Scrooge enables financial institutions to efficiently manage accounts, payments and card transactions while minimizing operational risk. An API-first approach ensures fast and seamless integration with external services including acquiring, payment gateways and regulatory systems. Modular architecture and cloud deployment ensure easy scalability, allowing the system to be adapted to any business model and dynamically changing market requirements.
API platform
CloudBank offers a powerful API platform that creates a unified ecosystem for banks and fintech companies. Thanks to the open API-first approach, the system provides convenient integration with payment services, regulators and external financial platforms. The flexibility of the API allows it to automate key business processes, accelerating the launch of new financial products and services. Support for standardized interfaces guarantees compatibility with various systems and simplifies interaction between ecosystem participants.
AI & Big Data in banking
Security & regulatory compliance
CloudCredit provides a high level of security and regulatory compliance using end-to-end encryption, multi-factor authentication and AI transaction monitoring to prevent fraud. The platform is compliant with GDPR, PCI DSS, ISO 27001 and other international standards, ensuring strong data protection and transaction transparency for banks and fintech companies.
